Early access
The budget you
won't quit.
Two minutes a day. You drop each expense into one of three buckets: Needs, Wants, and Savings. Then you can see where your money goes.
Free · No bank login
Cash on hand
€2,340
across 2 accounts
✓ No bank login✓ Free, no ads✓ Your data stays yours✓ Export or delete anytime
The problem isn't you
You've tried this before. It didn't stick.
The apps had too many categories
Too many categories to keep up with. The balance never matched your bank. So you stopped.
The spreadsheet didn't last
It worked for a few weeks. Then updating it felt like a chore, and you let it go.
Hard to say where it goes
You earn enough, but there's never much left at month's end. And you can't really say why.
A budget shouldn't feel like a second job. This one is three buckets and two minutes.
What's in the app.
Enough to answer two questions: where did my money go, and will I make it to the end of the month?
Forecast
Know before month-end
MoneyBits adds up what you've spent and what's still coming, then shows where you'll land. No surprises on the 28th.
Savings rate
One number that grows
Each month you see how much you kept and what share of your income that is. Watch €480 grow into €600.
Fast entry
Two seconds, or a whole month
Type an amount, tap a bucket, done. Or import a whole month from a bank CSV at once. No retyping.
Recurring
Bills counted early
Rent, Netflix, insurance. MoneyBits spots them in your history and counts them before they leave your account.
The system
Just three buckets
Needs, Wants, Savings. It's the 50/30/20 rule, and you can adjust it. Simple enough that you stick with it.
How it works
01
Add your accounts
Add your checking and savings with what's in them today. Say €2,340 across two accounts. Takes about a minute.
02
Log an expense in seconds
Bought lunch for €8.50? Type it, tap Wants, done. Or import a whole month from a bank CSV in one go.
03
Watch the numbers
At the end of the month you see it clearly: €480 saved, 24% of your income, and every bucket on track or over.
MoneyBits isn't for everyone.
Give it a try. If it's not for you, no hard feelings.
Probably not
✕ You want a budget that runs itself with zero input from you.
✕ You need dozens of categories to feel in control.
✕ You want detailed reports more than a simple routine.
Made for you
✓ You've tried budgeting apps and given up.
✓ You want a simple system, not a second job.
✓ You can spare two minutes a day.
Why MoneyBits exists
Every budgeting app I tried did too much. Fifty categories, bank logins that broke, dashboards I stopped opening. I wanted the opposite: three buckets and a two-minute habit I could keep. I couldn't find it, so I built it.
HonoréFounder, MoneyBits
Everything before you start
Do I have to connect my bank?+
No. You add your transactions and balances yourself, or import them from a CSV file. MoneyBits never connects to your bank.
Why only three categories?+
Because fifty categories is why you quit last time. Needs, Wants, and Savings. That's the 50/30/20 rule, and it's enough to see how your month is going. Want more detail? Add your own tags.
How much time does it really take?+
About two minutes a day. You log what you spent and drop it in a bucket. Once a month, check your savings rate and what's in the bank. That's the whole routine.
Is it strictly 50/30/20?+
That's the default, and you can change it. Pick a preset (balanced, tight budget, aggressive saver, flexible) or set your own split. The math stays simple either way.
What about my data?+
It's private, stored securely, and never sold. Export it all to CSV whenever you want, and delete your profile in one tap.
Can I use it on iPhone?+
Not yet. MoneyBits launches on Android first, and iOS comes later. You can add it to your home screen, and it's built for phones.
See where your money goes. Keep more of it.
Free · Android beta, join the list
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